Earnin

American financial services company

EarnIn is a financial services company that provides earned wage access services. Founded as Activehours in 2013, the app launched in May 2014. The company's business model, which is based on users paying voluntary "tips" to withdraw earned wages ahead of time, has been compared to payday lending services. It expanded its services in 2019 to include negotiating with doctors and hospitals to lower its users' medical bills. In 2020, EarnIn acquired and implemented a new savings feature, Tip Yourself.

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